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Notes on reserves and coverage.

Short notes in plain language. What a coverage record proves, why no balance can be left out of it, and why the check lives on Stellar.

4 notesWritten by the Solva team

All notes

A Dutch gold coin scale resting in its fitted wooden case

Concepts3 min

Proof of reserves is the easy half

Showing the assets you hold is the part anyone can do. The number that decides whether customers get paid back is the one almost nobody publishes.

Read the note
  1. Engineering4 min

    Why no balance can be left out

    Committing to a list of balances is easy. Committing to its total, so that nothing can be dropped, is what matters. Here is how a coverage record does both.

  2. Engineering4 min

    Why Solva settles on Stellar

    A proof nobody can re-check is only a claim. Choosing where verification lives came down to three plain requirements.

  3. Assurance3 min

    Telling an auditor one number

    Assurance usually trades away privacy: hand over the ledger so someone can check one figure. Here is how a coverage record changes that trade.

For institutions

Put an asset on the record.

Tell us which asset you issue or hold for customers. We plan a pilot with you and publish your first record together.

Talk to us

For readers

Read a record.

See what a holder, a wallet, a lending pool or an auditor sees, and how one record answers the question each of them asks.

The coverage record